Insurance FAQ

Golden Gate Accepts Insurance

To verify our participation with your specific insurance policy, please contact your insurance company directly and provide them with our Tax ID number. We can be found listed as: UCSF Physician Group, with Tax ID: 46-4256391.

If you have further questions, contact our billing team for assistance.

Obstetrical Billing

  • All routine, prenatal office visits are bundled with the delivery and billed after the baby is born.   This is called Global Billing.  Should you change insurance carriers in the middle of your pregnancy, we will bill your insurance for the visits you had and then bill your new insurance for your remaining prenatal visits with delivery. Any additional services outside of routine prenatal visits are billed separately and usually incur additional charges (i.e. ultrasounds, injections, prenatal testing). 
  • Global billing refers to the physician fees only and does not include the hospital’s fees for admission or delivery.

Medicare

  • Medicare: Medicare is a Federal health benefit for all residents over the age of 65 and others with long term disabilities.  Most patients have a supplemental policy coverage to offset their out-of-pocket responsibilities, but Medicare is always the primary policy.  Medicare patients are subject to an annual deductible and co-insurance, like any PPO insurance plan.
  • What does Medicare Pay For?
    • While Medicare pays for many services, it does NOT pay for annual well-woman exams.  Medicare differentiates between the annual wellness exam, a general physical performed by a PCP, and annual well-woman exam, as performed by a specialist or OBGYN physician.  Medicare will pay for a pelvic exam and pap smear once every 24 months, but does not pay for the office visit itself.  
    • Problem-focused exams and treatment of diagnosed conditions are typically a covered benefit of Medicare.
    • Golden Gate OBGYN recognizes that paying the annual well-woman exam can become a financial burden to patients, which is why we ask our Medicare patients to review  an Advanced Beneficiary Notice (ABN) at the time of their annual well-woman visit. The ABN allows our Medicare patients to still receive their annual well-woman exam from a Golden Gate physician at a discounted rate.

Frequently Used Terms

  • Premium: The monthly fee a patient pays to her insurance carrier for the benefit of insurance coverage.
  • Deductible: The amount a patient must pay before insurance will pick up any costs. Usually waived for preventative care.
  • Out of Pocket Maximum (OOP): The maximum amount a patient will spend for in-network services in a given contract year.
  • Co-Payment: Flat dollar amount due by the patient for a given office visit or hospital admission.
  • Co-Insurance: A percentage of the contracted rate due by the insured patient.
  • Explanation of Benefits (EOB): The breakdown of charges, adjustments, and payments an insurance carrier makes for a given claim. This is not a bill.

Testimonials

B&W image of a stylish waiting room.
  • “The first time I met Dr. Callen was for a 1st trimester ultrasound where she informed me I had MC. She was kind, professional, and accommodating to next steps. I believe due to Dr. Callen's competence and kindness, I have a beautiful baby girl today. She wasted no time in getting us on a path to a healthy pregnancy. The best of the best!”

    —Eileen M.
  • “I saw Ramona Rule today for the first time as a new patient. The whole process is so easy at GG OBGYN. Ramona was patient, kind, understanding, and knowledgeable. I am so glad my friends referred me to this office and so glad I found a doctor I am so comfortable with.”

    —Haley B.
  • “The office itself is busy, modern, and clean. The staff is very polite, friendly, and organized. They are always on top of my medical care and next steps. When papers needed to be signed and approvals made, Cynthia and Judy were in constant contact with me, and they both went out of their way to help me. Make an appt and see for yourself!”

    —Allison D.

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Contact Us

1725 Montgomery Street
Suite 200
San Francisco, CA 94111

Tel: (415) 666-1250
Fax: (415) 398-2696